Canadian Individual Supports

​疫情相关个人支持

Canada Emergency Response Benefit (CERB)
​紧急补助金
Temporary Business Wage Subsidy
临时企业工资补贴
Employment Insurance (EI)
失业保险
Lower Registered Retirement Income Fund Minimum Withdrawal Amounts
降低注册退休收入基金最低提款金额
Canada Student Loan Payment
加拿大学生贷款
 
Canada Child Benefit 
加拿大小孩补助福利
 

Support for people who are unable to work

Canada Emergency Response Benefit (CERB)
​加拿大紧急补助金

Will provide a taxable benefit of $2,000 a month for up to 4 months to:

  • workers who must stop working due to COVID-19 and do not have access to paid leave or other income support.

  • workers who are sick, quarantined, or taking care of someone who is sick with COVID-19.

  • working parents who must stay home without pay to care for children that are sick or need additional care because of school and daycare closures.

  • workers who still have their employment but are not being paid because there is currently not sufficient work and their employer has asked them not to come to work.

  • wage earners and self-employed individuals, including contract workers, who would not otherwise be eligible for Employment Insurance.

The Canada Emergency Response Benefit will be accessible through a secure web portal starting in early April. Applicants will also be able to apply via an automated telephone line or via a toll-free number.

(原紧急照顾福利+紧急支援福利)

 

       每月$2000加元,为期4个月

  • 失业、患病、被隔离或照顾新冠患者的加拿大人

  • 因学校和日托服务中断,必须留在家中照顾孩子而失去收入的家长

  • 所有因疫情导致零收入的全职工作者、合约工及没有资格获得就业保险的合同工和自雇人士

  • 仍然被雇佣,但因为疫情而中断工作,失去收入来源的人

Canada Employment Insurance (EI)
​加拿大失业保险

You may be entitled to Employment Insurance (EI) regular benefits if you:

  • were employed in insurable employment;

  • lost your job through no fault of your own;

  • have been without work and without pay for at least seven consecutive days in the last 52 weeks;

  • have worked for the required number of insurable employment hours in the last 52 weeks or since the start of your last EI claim, whichever is shorter;

  • are ready, willing and capable of working each day;

  • are actively looking for work (you must keep a written record of employers you contact, including when you contacted them).

 

如果您符合以下条件,则可以申请就业保险的定期福利:

  • 雇主为员工提供失业保险;

  • 没有因为个人过失而失去工作;

  • 在过去52周中,至少连续七天没有工作且没有薪水;

  • 在过去52周内或自您的上一个失业保险索赔开始以来(以时间较短者为准)已在有失业保险的单位工作了规定的小时数;

  • 有重新工作的意愿和能力

  • 正在积极寻找工作(您必须保留与您联系的雇主的书面记录,包括与他们联系的时间)

Temporary Business Wage Subsidy
临时企业工资补贴

We announced an up to 75 per cent wage subsidy for qualifying businesses, for up to 3 months, retroactive to March 15, 2020. This will help businesses to keep and return workers to the payroll.

More details on eligibility criteria will start with the impact of COVID-19 on sales, and will be shared before the end of the month.

 

如果您的雇主符合以下条件,且您想避免被裁员,则可以考虑此项目:

  • CRA为雇主提供最高75%的临时工资补贴,为期三个月。

  • 在3月18日-6月20日期间雇主照常向雇员支付薪酬(例如薪水,工资或应税福利)

  • 符合条件的雇主:非营利组织,慈善机构和某些加拿大控股的私营公司

  • 只减免remittances的部分

Support for students/child

A moratorium on the repayment of Canada Student Loans
暂停学生贷款还款

Effective March 30, we are placing a six-month interest-free moratorium on the repayment of Canada Student Loans for all student loan borrowers. No payment will be required and interest will not accrue during this time.

Students do not need to apply for the repayment pause.

 

已申请加拿大学生贷款的学生:

  • 暂停6个月付款;无需申请

  • 从3月30日开始

  • 暂停所有学生贷款还款;

  • 在此期间无需付款,也不会产生利息

  • 六个月免息

Canada Child Benefit (CCB)
​加拿大儿童福利

We are providing an extra $300 per child through the Canada Child Benefit (CCB) for 2019-20. This will mean approximately $550 more for the average family.

This benefit will be delivered as part of the scheduled CCB payment in May.

Those who already receive the Canada Child Benefit do not need to re-apply.

 

加拿大出生小孩:

  • < 6周岁: 最高$6639加元/年;$553.25/月

  • 6 – 17周岁:最高$5602加元/年;$466.83/月

  • 为每个孩子提供额外的$300补助

  • 5月份开始实行

Support for seniors

Reduced minimum withdrawals for Registered Retirement Income Funds (RRIF)
​降低最低RRIF提取金额

We are reducing the required minimum withdrawals from Registered Retirement Income Funds (RRIFs) by 25% for 2020.

A registered retirement income fund (RRIF) is an arrangement between you and a carrier (an insurance company, a trust company or a bank) that we register. You transfer property to the carrier from an RRSP, a PRPP, an RPP, an SPP, or from another RRIF, and the carrier makes payments to you.

The minimum amount must be paid to you in the year following the year the RRIF is entered into. Earnings in a RRIF are tax-free and amounts paid out of a RRIF are taxable on receipt.

将在2020年将注册退休收入基金(RRIF)的最低要求提款额降低25%。

 

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